Salon Centric Credit Card: ProReward Plans, Payment Options, and Drawbacks
Are you interested in applying for the SalonCentric Credit Card? It’s easy to apply and a great way to make smaller payments on your professional purchases. Plus, you can easily track your expenses in a single account. Before you start your application with Comenity Capital Bank, learn more about interest rates and other important details.
Salon Centric makes it easy for salon professionals to stay connected, get inspired, earn rewards, and order products online and offline.
The Comenity Capital Bank offers several cards, including the Salon Centric Credit Card, which caters exclusively to beauty practitioners and salon proprietors.
This card gives incentives organized to address everyday saloon needs for purchases.
Benefits of the Salon-Centric Credit Card
Starting our review with the pros of this amazing card is important, which include:
1. Rewards Program
Another advantage that is associated with the Salon Centric Credit Card is its rewards program.
Cardholders can earn an extra 500 points with the purchase of a SalonCentric education class on their Salon Centric credit card on every transaction that they make in any SalonCentric store or through online means.
The above points can be used to get a discount the next time you procure supplies and products that are regularly used in salons.
2. Exclusive Discounts and Offers
Consumers who use the Salon Centric Credit Card get some discount or promotion at some point in the year.
It includes sales promotion events, advance access to a new collection, and more discounts on popular products as well.
With such perks, your spending on the supplies in the salon will be cut down by a great margin.
3. Special Financing Options
One key area that it offers is the ability to borrow for purchases that are slightly expensive by breaking the cost into installments that are interest-free for a given number of months.
This is especially useful to salon owners who have to purchase expensive machines or bulk products.
4. No Annual Fee
It should also be mentioned that holders of the Salon Centric credit card do not pay the annual fee, and that is a good thing.
You do not have to pay an extra yearly price while the dealer still walks away with a profit from the card’s provision of services.
ProReward Plans for Cardholders
Comenity Capital Bank offers different categories of pro-plans to Salon Centric credit cardholders, and they have their pros and cons you should be mindful of.
1. Dreamer Plan: $0–$1,499
The Dreamer plan cardholders will get:
- 4 points for every dollar spent on the SalonCentric credit card
- Surprise free samples+
- Personalized offers.
- 1,000 cardholder birthday reward points.
- 500 cardholder education reward points.
2. Creator Plan: $1,500–$2,999
The Creator plan cardholders will get:
- 4 points for every dollar spent on the SalonCentric credit card
- surprise free samples+
- Personalized offers.
- 1,000 cardholder birthday reward points.
- 500 cardholder education reward points.
- Bonus Point Days: 2x per year.
- 500-tier achievement reward points.
3. Trendsetter Plan: $3,000–$7,999
The Trendsetter plan cardholders will get:
- 4 points for each dollar spent on the SalonCentric credit card.
- surprise free samples+
- Personalized offers and bonuses.
- 1,000 cardholder birthday reward points.
- 500 cardholder education reward points.
- Bonus Point Days: 2x per year.
- 700-tier achievement reward points.
- 300-anniversary reward points.
4. Innovator Plan: $8000+
The Innovator plan cardholders will get:
- 4 points for each dollar spent on the SalonCentric credit card
- Surprise Free Samples+
- Personalized offers and bonuses.
- 1,000 cardholder birthday reward points
- 500 cardholder education reward points
- Bonus Point Days: 3x per year
- 1000-tier achievement reward points
- 300-anniversary reward points.
- 10% off select brand’s VIP pricing.
Salon Centric Credit Card Payment Options
1. Online:
Login to Comenity.net/saloncentric to make or schedule payments up to 30 days in advance, set up automatic payments, review scheduled payments, or click the EasyPay tab to go straight to payment options.
2. Phone:
Dial 1-855-823-7001 (TDD/TTY: 1-888-919-1918), and their care center hours are Monday-Saturday 8 a.m. – 9 pm EST.
Their closing hours are Sundays, New Year’s Day, Easter, Memorial Day, July 4th, Labor Day, Thanksgiving, and Christmas. Hours may vary on holidays.
Phone payments are free using the automated system. Meanwhile, same-day payments with a live agent will incur a pay-by-phone fee.
Note: You can also mail payments to Comenity Capital Bank: PO Box 650971, Dallas, TX 75265-0971
Drawbacks of the Salon Centric Credit Card
While enjoying the advantages or benefits of this card, it is advisable to be wary of its disadvantages too, which include:
1. High Interest Rates
The major disadvantage of the Salon Centric Credit Card is its high variable/unadjusted annual percentage rate (APR).
If you are one of those people who tends to keep a balance from one month to the next, you can end up paying a lot of interest, hence canceling out the sweeteners in a leap.
You should never carry a balance because these fees are charged whenever you have a balance in your account.
2. Limited Usability
In particular, the Salon Centric Credit Card can only be used with transactions made in Salon Centric stores as well as on their online platform.
If you use other outlets to purchase your salon supplies, you are unlikely to benefit much from this card.
Also, the special rewards and discounts can only be used when making purchases at Salon Centric, making it a rigid card in other aspects of spending.
3. No Introductory Offer
As most of the store cards might be providing it, the Salon Centric Credit Card does not have any bonus or sign-up offer.
This implies that the account-opening bonus or the points you are awarded at the start of the account are not massive.
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Comparing Other Cards to the Salon Centric Credit Card
If you ever feel you need an alternative credit card with similar services and better offers, you can check out and compare these top competitive cards.
1. Sally Beauty Rewards Credit Card
Sally Beauty Rewards Credit Card also has a rewards facility and offers on every beauty requirement.
However, it usually has some trial rates; for instance, the first order of the slip is at a cheaper price compared to subsequent orders.
The Sally Beauty card shall also describe different modes of financing and may also come with another low APR according to your credit score.
2. CosmoProf Credit Card
The CosmoProf Credit Card is another option for beauty professionals. It offers a similar rewards program and exclusive discounts at CosmoProf stores.
This card may have additional perks, like a higher points earning rate on certain purchases or more flexible financing options.
Comparing the two cards’ reward structures and benefits can help you determine which is the better fit for your needs.
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Who Should Get the Salon Centric Credit Card?
The Salon Centric Credit Card is an excellent choice for salon owners and beauty professionals who frequently shop at Salon Centric.
If you purchase a significant amount of your supplies from this retailer, the rewards program and exclusive discounts can provide substantial savings.
The special financing options can also be helpful for managing larger expenses.
If you carry a balance or prefer shopping at multiple retailers, you might want to consider other credit card options.
Cards with lower APRs, more versatile rewards programs, or broader acceptance may better suit your needs.
Wrapping Up
The Salon Centric credit card offers valuable benefits for beauty professionals who regularly shop at Salon Centric.
Its rewards program, exclusive discounts, and special financing options can lead to significant savings. However, the high APR and limited usability are essential factors to consider.
By comparing it with other similar cards and evaluating your shopping habits, you can determine if the Salon Centric Credit Card is the right choice for you.
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