17 Best Cash Advance Apps Like Cleo
One reason people still search for cash advance apps like Cleo despite its features is its loan limit of $100. Meanwhile, cash apps like MoneyLion, Brigit, Chime, and more offer higher loans. You can also check our list to pick the ones that suit your loan needs.
No doubt Cleo is one of the excellent choices when you need urgent funds, but their initial cash limit is never enough for most clients.
Although you can get up to $250, that is usually after multiple usages and a comeback from bad credit and history.
However, several cash apps like Cleo offer more cash advances at the initial application, which is what most users want.
17 Cash Advance Apps Like Cleo
There are several apps out there that offer more unique services and offers than what you enjoy with Cleo. These cash advance apps include:
1. MoneyLion
MoneyLion is particularly a mobile banking and personal finance application that also, although on the move, provides a platform where he can effectively manage his financial resources.
The app is designed in such a way that it gives you a toolbox for effective management of your finances.
It will help you get as much as $500 in cash advances and compare personal loans to come up with the one that would better serve your financial needs.
To obtain money from MoneyLion:
- Click on the app to download it, click on “Accounts” button under it, and select “Instacash. ”
- Select the account where paychecks are deposited.
- Select the denotated amount of cash and confirm your selection.
2. Albert
Albert is a banking app that enables you to efficiently handle your finances.
Using Albert, you can bank, save, invest, and budget, and that puts all your money in one place.
Hence, through the subscription to the Genius service of Albert, you are able to buy automatic savings and investment features.
Some of the key features include:
- Premium banking functions make it very easy for you to control your accounts.
- It gives you options for investments that will assist you in increasing your money.
- The tools for budgeting are there to assist you in the tracking and management of your expenses.
- Albert gives $250 in overdraft protection to ensure financial security.
3. Brigit
Brigit is an easy-to-use mobile app that gives you quick cash when you most need it.
It delivers quick cash that is between $50 and $250, hence, you can cover emergencies or unforeseen expenses immediately.
Some of the benefits you stand to gain are:
- Brigit permits you to set the cash advance limits according to your requirements.
- It provides financial health supervision to you so that you can be aware of your own finances.
- Brigit issues balance alerts and forecasts that help you cope with your cash.
4. Chime
Chime is a whole concept of a banking app that focuses on your financial health.
It provides a user-friendly interface and security features, which make it the most reliable and easiest way to control your money.
The extraordinary advantages of Chime consist of fee-free overdrafts up to $200, early access to direct deposit payments, and no monthly fees.
Unlike Cleo, you will enjoy the following with Chime:
- Chime offers safe money management opportunities that will help you keep your finances safe.
- It is a free overdraft of up to $200, hence, the financial flexibility.
- Chime lets you get to your direct deposit payments earlier than the banks that are a bit old-fashioned.
- The simple and easy-to-use interface of Chime guarantees a trouble-free banking process.
5. Earnin
Earnin is a convenient mobile application that provides a distinct solution for daily or spontaneous expenses and unexpected costs.
The thing enables you to withdraw up to $100 per day and up to $750 per paycheck through its Cash Out feature, thus, giving you a chance to get more money when you need it.
Reasons why it is a better choice than Cleo include:
- You can put down up to $100 a day using Earnin.
- It provides us with cash advances of up to $750 per paycheck.
- Earnin gives the option of paying for daily expenses, which makes it easier for people to manage their money.
6. Empower
Empower is a multifunctional mobile app created to respond to your financial needs.
It is aware of the difficulties of making it to payday and has a Cash Advance service that lets you instantly get a cash advance from $10 to $250, thus, it is a financial safety net.
With Empower, you would enjoy:
- Easy-to-get cash advances to help with your tough moments.
- Adjusting the sums of the cash advances according to your needs.
- Giving its users a wide range of financial tracking features.
READ ALSO!!!
7. Ingo Money
The Ingo Money App provides you with the convenience of cashing paychecks, business checks, and almost any type of check at any time and anywhere.
Its user-friendly interface and the efficient features of the check-cashing process make it easy to perform the check-cashing and thus bring more convenience.
Some of its benefits are:
- The app offers fast check cashing.
- It provides a safe and trustworthy environment for carrying out transactions.
- The user interface of Ingo Money is uncomplicated and can be easily used.
8. Dave
Dave is a mobile app that provides a convenient way to get money when you are in a situation that requires immediate cash.
It enables you to pay for basic needs like gas, groceries, bills, or rent immediately and receive cash assistance of up to $500.
The app guarantees a smooth experience with no credit checks and no interest, thus leaving you free from the unwanted financial burden.
Unique features include:
- Dave enables cash advances of up to $500.
- No credit tests are needed to use the app.
- Flexible repayment plans are offered, so you can pay according to your financial situation.
9. B9
B9 is a high-tech mobile app that offers a comfortable way of dealing with common expenses.
It enables you to get a part of your paycheck, which is somewhere between $30 and $500, thus, you can get your financial needs met right away.
B9 is the tool for financial management and guarantees the funds to deal with any charge that may come.
Some unique benefits of the B9 include:
- Users may get up to $500 from their paycheck.
- The process is a fast and easy one.
- The application is a tool for the varied uses of the money.
10. FloatMe
FloatMe is a mobile app that is highly user-friendly and provides you with the easiest and most convenient cash advances through your bank account.
The membership fee is a mere $3. You will be able to get the necessary funds for your purposes, with no interest charges to be paid, for 99 dollars per month.
Key features of the FloatMe are:
- A direct bank deposit is available to you.
- No credit checks are necessary for the app users.
- Membership is accompanied by the clearly stated $3 cost. 99/month fee.
11. Klover
Klover is a mobile app that is easy to use and provides help when your payday is far off.
With Klover, you can obtain a cash advance of up to $200, even if your next payday is still two weeks away.
The app has the purpose of uniting payday and the current financial needs of the users; thus, it is a very convenient solution for the management of the money that will be received on the next payday.
Key benefits are:
- Klover permits the purchase of cash advances up to $200.
- The application process is fast and hassle-free.
- The app can be used even before payday.
READ ALSO!!!
12. Possible Finance
Possible Finance is a smartphone application that allows you to get cash in a fast manner without the concern of paying late fees.
It is a great way to establish your credit history while at the same time getting cash advances of up to $500, even if you have bad or no credit.
The app, in essence, makes financial borrowing a piece of cake and, in the process, gives you the power to fulfill your cash requirements without throwing the financial burden at you.
Unique features:
- The app does not impose any late fees.
- Credit card applications are in effect that can set off borrowing to $500 by the day.
- The app is available to people with bad or no credit.
13. Varo
Varo is a mobile banking app that is extremely user-friendly, and it provides a lot of convenient features that are free of any monthly bank account fees.
Through Varo, you can take part in stress-free banking and possibly get your paychecks up to 2 days earlier.
The app has a smooth banking experience that can be easily managed to save both time and money, and it also gives you early access to the money.
Special benefits may include:
- Varo is a user-friendly mobile banking app.
- It is time- and money-saving and already directly available to car drivers.
- The app gives users simple, on-the-go, and hassle-free banking services.
14. Mint
Mint is an application that combines your financial data in one place and, hence, is the best money management app.
It lets you keep the balance, plan the budget, check your credit health, and set financial goals.
The app is designed to make the management of money easier and puts in place budgeting tools that are easy to use for the users.
The following features make it a better option for Cleo:
- Mint is a tool that lets you set the budget and monitor spending.
- It gives credit for health monitoring features.
- The application can be used to set financial objectives.
15. Beem
Beem is a mobile app for multitasking financial services, which it provides with a wide variety of features.
With Beem, you can subscribe to early withdrawal of your verified bank deposit, get job loss protection, file taxes, and the list goes on.
The app offers plastic plans that range from $2 to higher amounts. It is only $47 a month, which makes it easy for everyone to use and afford.
Key features include:
- Beem offering tax filing services is the highlight of his presentation.
- It offers customizable plans.
- The app is designed to be a source of financial equality.
16. Solo Funds
Solo Funds is a new mobile application that allows you to use up to $575 on your own or become a fund provider for social-good organizations.
The app has a system that enables users to borrow or contribute money to create positive social change.
It enables you to be the master of your money and support the groups that you are passionate about.
You would also benefit:
- Transferring funds is easy through Solo Funds.
- The app is a kind of platform that is community-based.
- It strives to give financial independence to the people.
17. Gerald
Gerald is a financial app that has the purpose of making your financial life easier.
It is the one that provides easy and convenient ways of paying bills, and access to funds for household expenses is also one of its main features.
Gerald is your reliable financial manager, who will help you organize your money and offer you a variety of other financial management functions.
The Gerald app is a better option than Cleo because it:
- Open-source funds are at your disposal for household expenses.
- The app has efficient money management functions.
- Gerald is a person who is sincere and honest.
Does Apps Like Cleo Do Credit Checks?
Lots of cash advance apps do not demand a credit check. As opposed to that, they evaluate your suitability with regard to considerations such as your income and employment status.
Nevertheless, the cash advance app usually does not have a visible impact on your credit score.
On the other hand, it is important to make on-time payments since late or missed payments might result in bad consequences.
Also, the way you are allowed to borrow from cash advance apps such as Cleo changes from one app to another, depending on whether you are eligible.
But, the loans are in the range of $50 to a few hundred dollars.
Our Takeaway
Seeking out other apps like Cleo gives you an alternative to enjoying better offers and exposes you to a lot of apps that best suit your financial needs in all areas.
However, understand that these other apps also have their own individual conditions and requirements to enjoy larger amounts, just like Cloe can offer up to $250 from subsequent transactions.
Leave your thoughts about this post in the comments section, and don’t forget to share it with the people you care about if you find it valuable.
